Threshold-based approval routing for draws. Changes emit audit events with before/after values.
| Rule name | Threshold | Required role | Description | Status |
|---|---|---|---|---|
| Senior lender threshold | $500,000 | Senior Lender | Draws over $500,000 require senior lender approval in addition to loan officer. | Active |
| Owner sign-off required | $0 | Owner developer | Owner-developer must sign off on every draw after loan officer approval. | Active |
| Finance release gate | $0 | Finance reviewer | Finance releases payment only after all approvals + all required waivers. | Active |
Inspector vs GC delta over this triggers correction-required.
Lien waivers older than this must be re-acknowledged.
Submitted draws older than this raise an aging flag.