Admin
Approval matrix
Threshold-based approval routing for draws. Changes emit audit events with before/after values.
Senior lender threshold
Draws over this amount require senior lender approval in addition to the loan officer.
Approval rules (3)
Ordered evaluation. Every active draw passes through these rules before release.
| Rule name | Threshold | Required role | Description | Status |
|---|---|---|---|---|
| Senior lender threshold | $500,000 | Senior Lender | Draws over $500,000 require senior lender approval in addition to loan officer. | Active |
| Owner sign-off required | $0 | Owner developer | Owner-developer must sign off on every draw after loan officer approval. | Active |
| Finance release gate | $0 | Finance reviewer | Finance releases payment only after all approvals + all required waivers. | Active |
Variance + waiver settings
Platform-wide enforcement bands.
- Variance tolerance
- 5%
- Waiver expiry
- 60 days
- Aging threshold
- 30 days
Inspector vs GC delta over this triggers correction-required.
Lien waivers older than this must be re-acknowledged.
Submitted draws older than this raise an aging flag.